There are a number of different factors that affect your rates. Some of the most important include: credit score, vehicle type, criminal history, driving history, age, etc.
Insurance types include but are not limited to: Comprehensive, Property Damage Liability, Collision, Uninsured or Underinsured Motorist Coverage, Bodily Liability
The minimum required insurance varies from state to state. Please inquire with one of our agent to find out which rules apply in your state you live.
The type of vehicle you drive does indeed have an impact on your rates. Differences in cost will vary with different states and insurance companies. There is no standard formula that can be used and each policy is given its own consideration..
Your deductible is the amount of money that the insured must pay prior to the coverage kicking in. For example, if you have a $2,000 deductible and owe $5,000 because of an accident, you owe the first $2,000 out of pocket (the deductible) and your insurance will cover the remaining $3,000.
